The list of features may sound overwhelming, but the app is easy to use. All of these tools give detailed insights into your current financial picture, while also helping you plan for the future. It also has excellent advisory tools, including an investment checkup, investment fee analyzer, financial planning, cash flow tracking, education cost planning and real time net worth tracking. The app has several savings tools designed to help build retirement savings and emergency funds, and pay down debt. Empower gives a holistic view of customers’ entire financial picture, from day-to-day spending to tracking portfolio performance. Empower Personal Dashboard™ (formerly Personal Capital) is the best budgeting app for investors for its outstanding reporting options, desktop capabilities, investment management platform and spending tracking.